We know that your business is as important to you as your family is, and it deserves the same quality of protection and care. Our comprehensive approach for business insurance covers your most critical needs today, as well as those related to the future.
Expertise with businesses of all sizes and scales
It doesn’t matter whether you are two electricians who work together or a multimillion dollar corporation. Our trusted associates at PLATINUM RISK MANAGEMENT will work with you to develop a customized, cost-effective plan that helps you manage risk and exposure, covers a full range of business assets and employment benefits, and protects current and future business performance. We always strive to achieve cost-efficiency wherever possible.
You don’t have to be a multi-million dollar corporation to be sued like one.
In business, there are many different risks that expose you to the possibility of being sued. The more successful your business is, the greater the risk of being sued; however, even small businesses should not underestimate the possibility and financial impacts of a lawsuit. One lawsuit could end years of effort spent building your business.
Liability insurance protects you from claims of injury or damage to third parties. A general business liability policy provides coverage for more common risks of bodily injury to customers or visitors to your premise or property damage. It is extremely important to have proper liability insurance protection for your company, your employees and you in the event that you are sued.
Specialized Liability Insurance Options:
Bodily injury or physical damage is what most people think of when it comes to liability; however, there are a variety of other liability exposures that can put your company at financial risk. General liability insurance does not protect against professional negligence that can lead to an expensive legal defense.
Commercial Auto Insurance:
How does commercial auto insurance work?
Commercial auto insurance provides protection for any automobile used by your business. It can apply to a single car or to an entire fleet of vehicles and protects your company and employees driving company vehicles in the event of an accident. A policy can be adjusted to meet the coverage needs that fit your company and its vehicles.
Business owners should perform a Department of Motor Vehicles screening when hiring employees that will drive company vehicles or use their own vehicles as part of their jobs because the driving records of employees can impact your premium. Having employees with good driving records listed on your commercial auto policy will help keep your premium low.
Because commercial auto insurance premiums greatly depend on how vehicles are used in your business and the number of commercial vehicles you own, it is important to discuss your needs with a trusted associate. At PLATINUM RISK MANAGEMENT we are experienced and capable in assisting you. casino på nätet